Your credit score can play an important role when you apply for credit such as a personal loan, vehicle finance, a credit card, or a home loan. Also see: Working with older employees: 7 tips for a better workplace In South Africa, banks and other financial companies consider your credit profile alongside factors such […]
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Managing your finances can become increasingly complicated as your income grows, your family circumstances change, and your financial goals become more ambitious. From choosing the right investments to planning for retirement and understanding the tax implications of financial decisions, there are many areas where professional guidance can be valuable. A good financial adviser can help […]
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As South Africa marks Money Smart Week South Africa (MSWSA), taking place from 24 to 30 August, the message is clear: financial literacy goes beyond understanding money – it’s about unlocking opportunities, reducing stress, and creating a more secure future. Financial knowledge gives people the confidence to make better choices, whether it’s escaping a debt […]
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For young South Africans, saving money is no longer simply about putting a fixed amount into a traditional savings account every month. Their financial habits are being shaped by unemployment, rising living costs, family responsibilities, digital banking, side hustles and a desire for financial independence. Also see: 4 simple solutions for better money management […]
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When money feels tight, the obvious solution is often to earn more. But increasing your income is not the only way to improve your financial position. For many people, small changes to how money is managed can free up cash, reduce unnecessary costs and create greater financial breathing room. Here are five common financial mistakes […]
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Talking about money isn’t always easy, especially with family and friends. However, setting healthy financial boundaries is essential for protecting your finances, reducing stress and achieving your long-term goals. According to Standard Bank, financial boundaries are guidelines you set for yourself to help you manage your money more effectively. They aren’t about being selfish – they’re […]
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If you’re owed money and haven’t been able to recover it, South Africa’s Small Claims Court could offer a simple and affordable solution. Also see: Top 5 money habits that quietly keep you broke According to TimesLive, as of 1 August 2026, the maximum amount you can claim in a South African Small Claims Court […]
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For many people, financial success is not measured solely by personal achievements but also by the ability to support family members. This responsibility, commonly known as “black tax,” refers to the financial assistance provided by working individuals to parents, siblings, extended family, or relatives who depend on them. Also see: How your emotions are quietly wrecking your […]
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Saving money doesn’t have to mean saying goodbye to everything you enjoy. A growing financial trend known as ‘soft saving’ encourages people to build healthy saving habits while still making room for the experiences and purchases that bring them happiness. Also see: 4 simple solutions for better money management According to CommBank, unlike strict budgeting […]
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Many people assume that financial struggles are caused by low income, but in reality, everyday money habits often have a bigger impact. Small spending decisions and poor financial routines can quietly drain your bank account over time. The good news? Identifying these habits is the first step towards building lasting financial stability. Also see: National Savings […]
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Receiving a tax refund can feel like a financial bonus, but how you use that money can have a significant impact on your future financial well-being. With many South Africans receiving their tax refunds, it may be tempting to spend the refund on immediate wants. Investing it in a tax-free account can help you build […]
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For many young adults, retirement feels like a distant concern—something to think about decades from now. With student loans, rising living costs, and the desire to enjoy life today, saving for retirement often falls to the bottom of the priority list. However, one of the smartest financial decisions a person can make is to start […]
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