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Important fact checks to do when getting car insurance

by Sergio Miller
Car Insurance. Picture: Pexels

Investing in vehicle insurance is one of the smartest choices any motorist can make for their peace of mind.  

Given the unpredictability of life, it’s nearly impossible to anticipate what could happen in the next minute, hour, or day. Accidents can happen in an instant, and having a solid insurance policy ensures that you’re prepared for the unexpected, providing you with the support you need when it matters most. 

Statistics compiled by the South African financial services group, Nedbank, have found that at least 70% of South African motorists are uninsured. This is a massive risk to take. Despite viewing yourself as a responsible driver, one cannot always guarantee the same when it comes to your fellow motorists. 

Having good car insurance, you invest in security. This will provide you with peace of mind knowing that you would be saving yourself a whole lot of money if your breaks down, you experience wear and tear of certain parts, theft, or even an accident. 

If you are a vehicle owner and, in the market to find yourself a car insurance company that caters to your needs, these are then these are what you need to look out for before choosing an insurer as recommended by motoring company, Change Cars. 

  1. Compare quotes: Get quotes from different insurers to find the best rate for the coverage you need.
  2. Read the fine print: Understand what is included and excluded in your policy.
  3. Ask questions: If you’re unsure about something, don’t hesitate to ask your insurance provider for clarification.

Also: Explore South Africa’s most fuel-efficient vehicles in 2025

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