In a world where online shopping, lifestyle trends and tempting promotions make it easy to spend money, knowing the difference between needs and wants is an important step towards better financial management. Also see: South Africans rethink spending on DStv, dining out and medical aid Whether you are trying to save for an emergency, pay […]
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When money is tight, saving for an emergency can feel almost impossible. Rent, groceries, transport, debt repayments and other monthly expenses can quickly consume most of your salary. Also see: How to build an emergency fund: A practical step-by-step guide But building an emergency fund does not necessarily require a large income. Starting with a […]
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When your salary seems to disappear before the end of the month, creating a budget can feel pointless. You may find yourself wondering how you are supposed to save when your income is already being swallowed by rent, groceries, transport, debt and other monthly expenses. Also see: Money-saving kitchen hacks that can help stretch your […]
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Getting paid can feel like a financial reset. Bills are settled, groceries are bought, and, for a few days, there is a little breathing room. Then, seemingly out of nowhere, the money starts disappearing — and by the time payday approaches, you are counting down the days. Also see: Top 5 money habits that quietly […]
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Getting your first salary is an exciting milestone. After years of studying, training or searching for work, seeing money land in your bank account can feel like financial freedom. But without a plan, your first few salaries can disappear quickly. Also see: 10 Money Mistakes Young South Africans Make Before 30 Here are some money […]
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As South Africa marks Women’s Month this August, research suggests that while women form the financial backbone of many households, they also experience more financial stress and fewer opportunities to build long-term wealth than men. Women generate income, manage household budgets, pay for essentials such as food, transport, and school fees, support extended family members, […]
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If you’re owed money and haven’t been able to recover it, South Africa’s Small Claims Court could offer a simple and affordable solution. Also see: Top 5 money habits that quietly keep you broke According to TimesLive, as of 1 August 2026, the maximum amount you can claim in a South African Small Claims Court […]
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Life is unpredictable. Unexpected events such as medical emergencies, job loss, car repairs, or home maintenance can create financial stress. An emergency fund acts as a financial cushion, helping you manage these situations without relying on high-interest loans or credit cards. Building an emergency fund may seem challenging, but with a clear plan and consistent […]
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Saving money doesn’t have to mean saying goodbye to everything you enjoy. A growing financial trend known as ‘soft saving’ encourages people to build healthy saving habits while still making room for the experiences and purchases that bring them happiness. Also see: 4 simple solutions for better money management According to CommBank, unlike strict budgeting […]
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National Savings Month encourages South Africans to develop healthier saving habits and build greater financial resilience. The initiative is important, but much of the advice assumes consumers have money to save – something that doesn’t reflect the financial reality facing many households Also see: National Savings Month: Why financial resilience has never been more important Research […]
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Stress is an unavoidable part of life, but managing it doesn’t have to come with a hefty price tag. While spa days, holidays and wellness retreats can be relaxing, there are plenty of free and effective ways to ease stress and improve your mental well-being. Also see: Weekend getaway destinations for stressed professionals Small, intentional […]
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Unexpected expenses can happen at any time, whether it’s a medical bill, car repair or sudden job loss. That’s why building an emergency fund is one of the smartest financial moves you can make. According to Old Mutual, saving money to cover the cost of emergencies is one of the best ways to manage your finances. Ideally, […]
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