Debt can quickly become overwhelming, particularly when rising everyday expenses leave less room in the monthly budget. Also see: Boity to feature on ‘Top Billing’ amid debt and repossession claims The good news is that taking control of your finances starts with a few practical steps. Here’s how to manage debt more effectively. Know exactly what […]
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Your salary may look healthy on payday, but small, recurring expenses can steadily erode your disposable income. The problem is often not one major purchase, but several “minor” costs that become automatic. Also see: Are microloans the new salary increase for South Africans? 1. Bank fees According to JustMoney, South African banks continue to earn around half […]
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When money feels tight, the obvious solution is often to earn more. But increasing your income is not the only way to improve your financial position. For many people, small changes to how money is managed can free up cash, reduce unnecessary costs and create greater financial breathing room. Here are five common financial mistakes […]
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Talking about money isn’t always easy, especially with family and friends. However, setting healthy financial boundaries is essential for protecting your finances, reducing stress and achieving your long-term goals. According to Standard Bank, financial boundaries are guidelines you set for yourself to help you manage your money more effectively. They aren’t about being selfish – they’re […]
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Many people assume that financial struggles are caused by low income, but in reality, everyday money habits often have a bigger impact. Small spending decisions and poor financial routines can quietly drain your bank account over time. The good news? Identifying these habits is the first step towards building lasting financial stability. Also see: National Savings […]
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How To Create a Monthly Budget That Actually Works (And Stick To It) Almost everyone has created a budget at some point. And almost everyone has abandoned one. The problem isn’t that budgeting doesn’t work. The problem is that many budgets are too strict, too complicated or completely disconnected from real life. Life happens. Cars […]
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10 Money Mistakes Young South Africans Make Before 30 – And How to Avoid Them There’s a moment almost every young adult experiences. You get paid for the first time, feel independent, and suddenly realise adulthood is expensive. Between rent, transport, groceries, data, student debt, black tax, and trying to still enjoy life, money disappears […]
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Single Motherhood in South Africa: Real Survival Strategies Single motherhood in South Africa is not just a lifestyle—it’s a daily balancing act of responsibility, resilience, and resourcefulness. Many women find themselves raising children alone due to divorce, separation, choice, or life circumstances. And while the journey can be deeply rewarding, it often comes with serious […]
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Parents feel the squeeze as the school year begins For many South African families, January brings excitement, new beginnings… and financial stress. From textbooks to transport, uniforms to school fees, the start of the school year is a test of how far your rands can stretch. Mpumi Mavi, a mother of a Grade 10 learner, […]
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