As economists warn of a looming global recession, South African consumers are already feeling the pinch. Fuel prices are at record levels, essential grocery items are far more expensive, and it’s going to cost you more to keep your lights on, when your load-shedding schedule allows. With salaries so stretched, sound money management has never […]
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One of the most common mistakes people make with their money is using financial products they don’t really understand. Like a credit card. While the concept of a credit card is simple – the bank approves you for a certain amount of credit, you spend it and then pay it back each month – you […]
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The recent spate of fuel price increases have had the predicted domino effect on the overall consumer price inflation. The biggest battle for consumers remains at the till as they fork out more on staples, like bread, flour, cereal, and maize. Being prepared for harsh economic times is an essential part of financial health, whether […]
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Many of us don’t go to a physical bank branch anymore as so many of the services are easily accessible online. This ease of use means we get to do banking on the go instead of standing in a queue, which in turn equates to having more time to do the things we enjoy. But […]
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Deciding on the best method of credit can be tricky. The current hike in the repo rate, and escalating fuel and food costs mean many people are just not making ends meet and have to resort to a loans or overdrafts. Personal loans are popular, but overdrafts also have advantages. So, which is the best […]
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South African youth may feel there is little to celebrate in the current depressed economic climate. The increased cost of living is making it hard for families to make ends meet. Those entering the world of work for the first time are learning first-hand just how difficult it can be to make your salary last […]
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Many of us know that emergencies don’t always wait for pay day. If you’ve ever had to lean on a neighbour or friend for some extra cash mid-month, why not consider applying for an overdraft to fill that neighbourly gap? An overdraft is helpful for unexpected expenses or when your balance is low and you […]
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