Debt can quickly become overwhelming, particularly when rising everyday expenses leave less room in the monthly budget. Also see: Boity to feature on ‘Top Billing’ amid debt and repossession claims The good news is that taking control of your finances starts with a few practical steps. Here’s how to manage debt more effectively. Know exactly what […]
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Your salary may look healthy on payday, but small, recurring expenses can steadily erode your disposable income. The problem is often not one major purchase, but several “minor” costs that become automatic. Also see: Are microloans the new salary increase for South Africans? 1. Bank fees According to JustMoney, South African banks continue to earn around half […]
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When money feels tight, the obvious solution is often to earn more. But increasing your income is not the only way to improve your financial position. For many people, small changes to how money is managed can free up cash, reduce unnecessary costs and create greater financial breathing room. Here are five common financial mistakes […]
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Talking about money isn’t always easy, especially with family and friends. However, setting healthy financial boundaries is essential for protecting your finances, reducing stress and achieving your long-term goals. According to Standard Bank, financial boundaries are guidelines you set for yourself to help you manage your money more effectively. They aren’t about being selfish – they’re […]
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Many people assume that financial struggles are caused by low income, but in reality, everyday money habits often have a bigger impact. Small spending decisions and poor financial routines can quietly drain your bank account over time. The good news? Identifying these habits is the first step towards building lasting financial stability. Also see: National Savings […]
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With rising living costs, high interest rates and ongoing financial pressure, many South Africans are feeling the squeeze. According to the World Bank Group, a vast majority of South Africans are facing severe hardship in today’s economy. While major financial milestones may seem out of reach for some, there is value in recognising the small […]
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How to Stay Motivated When You Feel Stuck Financially There’s a specific kind of exhaustion that comes from trying hard financially and still feeling like you’re barely moving forward. You budget. You cut back. You work. You try side hustles. You tell yourself next month will feel easier. But somehow the pressure keeps returning: rising […]
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10 Money Mistakes Young South Africans Make Before 30 – And How to Avoid Them There’s a moment almost every young adult experiences. You get paid for the first time, feel independent, and suddenly realise adulthood is expensive. Between rent, transport, groceries, data, student debt, black tax, and trying to still enjoy life, money disappears […]
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