Tag: finances

How to travel more without going into debt

Travelling does not have to mean spending beyond your means or returning home with unpaid bills. Also see: 5 South African travel destinations to consider Whether you dream of exploring different parts of South Africa or taking an international holiday, careful financial planning can help you enjoy memorable experiences without compromising your financial well-being. Here […]

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Practical ways to manage debt and improve your finances

Managing debt can be challenging, especially when rising living costs and household expenses put pressure on your monthly income. However, with careful planning and consistent habits, you can reduce financial stress, pay off debt and work towards a more secure future. Also see: SARS obtains tax judgment against Mpho Maboi over R468,000 debt Here are […]

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How to stop impulse buying when stores are always at your fingertips

Impulse buying can become a problem if not checked, especially with the easy access that online stores provide. Groceries arrive within 60 minutes of ordering; some stores offer next-day delivery, and there are many stores to choose from. Also see: Affordable weekend getaways in South Africa Impulse buying and overspending then become a strong possibility. To […]

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5 Ways to create financial heritage for the next generation

On Heritage Day, the fire gets lit, the meat goes on, and the family gathers. Recipes get passed down, along with languages, stories and strong opinions about the Boks. Money usually does not enter the chat. Also see: How your emotions are quietly wrecking your finances “We tend to think of heritage as what we inherit,” […]

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10 Money habits to start this spring

Spring is often seen as a season of fresh starts, making it a good time to reassess more than just your wardrobe and home. Your finances could also benefit from a reset. Also see: Top 5 money habits that quietly keep you broke With South African households continuing to face pressure from debt and living […]

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How women can put themselves on their financial priority list

As South Africa marks Women’s Month this August, research suggests that while women form the financial backbone of many households, they also experience more financial stress and fewer opportunities to build long-term wealth than men. Women generate income, manage household budgets, pay for essentials such as food, transport, and school fees, support extended family members, […]

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What to do if you’re living from paycheck to paycheck

Living from paycheck to paycheck can be stressful. It may feel like your salary disappears as soon as it lands, leaving little room for savings or unexpected expenses. While rising living costs, debt and financial responsibilities can make it difficult to get ahead, there are practical steps you can take to improve your financial situation […]

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National Savings Month: 5 bad habits sabotaging your savings

National Savings Month often focuses on budgets, finding extra money to put away and the various savings vehicles available to us. But for many South Africans, the biggest obstacle isn’t knowing how or where to save, but rather, the small financial habits that quietly chip away at good intentions month after month. Also see: National Savings […]

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AVBOB Personal Loans: The loan that knows how life goes

AVBOB is diversifying, and is now offering personal loans from its subsidiary, AVBOB Financial Services. When life takes an unexpected turn, having a trusted partner by your side makes all the difference. For years, AVBOB has stood with families during their most difficult moments, offering dignity, care and unwavering support through our funeral and insurance […]

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Common financial mistakes young professionals should avoid

Starting your career is an exciting milestone, but it also comes with new financial responsibilities. From earning your first salary to managing monthly expenses, the decisions you make early on can have a lasting impact on your financial future. Also see: Red flags to look out for when taking financial advice online While everyone makes […]

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National Savings Month: Why financial resilience has never been more important

Every July, Savings Month encourages South Africans to put more money aside for the future. It’s an important message, but it also raises an uncomfortable question: how do you save when you’re simply trying to make ends meet? Also see: Smart online money-making ideas for young South Africans The latest available household savings data paints a […]

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The hidden financial risks behind Gen Z’s digital spending habits

Generation Z is the first generation to grow up in a fully digital world. From mobile banking and digital wallets to online shopping and instant payment apps, managing money has never been more convenient. With just a few taps on a smartphone, young consumers can pay bills, split expenses, invest, or purchase products from anywhere […]

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